Campunite – Helvetia Insurance

Would you like to find out more about insurance during your trip? Then you've come to the right place! So that you can enjoy your vacation carefree, your rented vehicle is fully insured for the entire rental period. Either is the vehicle is covered by the Campunite – Helvetia insurance solution or by the insurance already in place with the rental company. You can find out exactly how your vehicle is insured from the rental agreement, which you receive after conclusion. The insurance cover comes into effect automatically as soon as you start your trip.

Liability and Comprehensive Insurance

Insurance coverage if the vehicle is covered by Campunite – Helvetia Insurance

The Campunite – Helvetia insurance includes the following coverage for the rented vehicles: Partial and fully comprehensive insurance. The liability insurance is handled by the rental company. As a renter, you can choose the insurance cover for the rented vehicle according to your needs add: interior insurance, roadside assistance and passenger accident insurance. In the case of assistance and interior insurance, the rental company can decide whether this needs to be insured or not.

Liability

Covers damage to another vehicle or property caused by you as a renter (Campunite AVB, Article H1). This damage is insured by the liability insurer of the lessor.

Fully comprehensive (partially comprehensive + collision comprehensive)

Collision insurance covers damage to the rented vehicle that you are responsible for (Campunite AVB, Article K1). It also includes all the services of partially comprehensive insurance: - Fire and natural hazards such as storms, hail, rockfall , flood - theft - glass breakage - marten damage and collision with animals - willful damage by third parties such as breaking off rear-view mirrors

Excess

Collision insurance deductible per claim: CHF 500 Partial casco deductible per claim: CHF 0

Waiver of Recourse in Case of Gross Negligence

With this additional cover, Helvetia waives the right of recourse, even in the event of gross negligence. This means: We do not claim any money back if you cause an accident through gross negligence. Serious violations of the traffic rules are generally considered gross negligence. Examples include being distracted by a phone call and running a red light, overtaking at a continuous line, or speeding (Campunite AVB, Article G5.4).

Scope

Your insurance is valid in Switzerland, the Principality of Liechtenstein, in the countries of Europe, as well as in the non-European Mediterranean border states and on the Mediterranean island states. Your insurance is not valid in the Russian Federation, Belarus, Georgia, Armenia , Azerbaijan, Kazakhstan, and Iran. In the territory of Kosovo, the insurance does not apply to third party liability. In the case of transport by sea, the insurance cover is not interrupted if the place of departure and the place of destination are within the local area of validity.

In the event of a claim for liability claims

The liability insurance is covered by the insurance of the landlord. When contacting the insurance company, it is best to have the rental agreement, the handover report and the European accident report at hand (mandatory). Police party sheet (if police is called up) Tell the landlord the insurance claim number that you received when you reported the damage. After the damage has been reported, the landlord will take care of repairing the damage only the injured party. The rental company will retain your deposit and will contact you after the damage has been settled to refund you the difference - if any. In the event of a claim, the premium for the rental company's motor vehicle liability insurance may increase and the rental company must pay any agreed deductible to its insurance company .By the contractual agreement insurance, these costs are covered.

In the event of damage caused by collision and partially comprehensive events

Report the damage immediately to Helvetia Insurance, either by telephone (+ 41 58 280 30 00) or via the online damage report (link in the booking confirmation). The claims department will then assess whether it is possible to continue your journey or not Not.

Helvetia Insurance requires the following documents in the event of a claim

- European Accident Report (Mandatory) - Police Record Sheet (if police are called)

Insurance coverage when vehicle is covered by rental company's insurance

In the vehicle profile on Campunite, you can find the insurance coverage of the rented vehicle.

Scope

Usually in Europe, as well as in the non-European Mediterranean border states and on the Mediterranean island states. For details, see GTC of the lessor's insurance.

In the event of a claim

The liability and fully comprehensive insurance is covered by the insurance company of the landlord. When contacting the insurance company, it is best to have the rental agreement, the handover protocol and the European accident report at hand. Tell the landlord the damage number of the Insurance included. After the damage has been reported, the landlord will take care of repairing the damage. The landlord will withhold your deposit and will contact you after the damage has been settled to refund you the difference - if there is any. In the event of a claim, the premium for the vehicle for the lessor and the lessor must pay a deductible to his insurance company. The contractual agreement with Helvetia insurance covers any costs incurred from liability or comprehensive insurance (Campunite AVB, Article G5).

Supplementary Insurances

During the booking process you will be asked whether you would like to take out optional assistance, interior insurance or passenger accident insurance. With assistance and interior insurance, the rental company can specify that you must take out this. If he does not specify this, you have to You have the choice and can optionally add it in the booking process (Campunite AVB, Article I1, U1, A1).

Scope

Excess

There is no deductible for the assistance, interior insurance and passenger accident insurance.

In the event of a claim

Report the damage to Helvetia Insurance either by telephone (+ 41 58 280 30 00) or via the online damage report (link in the booking confirmation) as soon as you are back from your camping holiday (except for damage, which prevent you from continuing your journey). Helvetia insurance requires the following documents in the event of a claim: Rental contract (including handover protocol and, if available, confirmation of the vehicle value)

Assistance

The Assistance covers costs resulting from a vehicle breakdown. This includes, for example, roadside assistance and towing service (Campunite AVB, Article A1). It covers the following benefits, among others: - Travel costs for public transport, taxis or other means of transport - Rental car costs - Accommodation costs - Recovery, transport and towing costs - Roadside assistance - Freight forwarding costs for spare parts - Costs for returning the vehicle to your place of residence in Switzerland - Customs costs

Interior Insurance

A mishap can easily happen. The coffee spills while driving and the stain on the seat won't go away (Campunite AVB, Article I1). These and many other causes of damage are covered by the interior insurance as follows covered: - Dirt that cannot be permanently removed by commercial cleaning and requires professional cleaning by an expert - Damage resulting from sudden destruction or damage caused by external or self-inflicted actions - The sum insured is CHF 2,000 .- limited.

Passenger Accident Insurance

The insurance covers personal injury suffered by the driver and passengers in the event of an accident (Campunite AVB, Article U1). The insurance covers the costs of the agreed benefits for: Passenger accident coverLight - Death benefit CHF 30'000 - Disability lump sum CHF 30'000 Passenger accident coverPLUS - Death lump sum CHF 60'000 - Disability lump sum CHF 60'000